The tentacles of the current “subprime mortgage crisis” are destined to reach into every corner of financial institutions in the United States and abroad, including co ...

Insurance regulation has historically been left to the states. There has long been occasional noise about replacing state regulation with a federal system.   Now, the noise over possible federal regulation of insurance is ...

With 45.7 million Americans without health insurance or access to care, and with health care costs spiraling ever higher for individuals, employers and governments, health care reform has been a major issue throughout the 2008 presidential campaign. Bo ...

In this Expert Commentary, former North Dakota Insurance Commissioner Jim Poolman tackles the topic of Principles-Based Reserves and discusses Continue reading >>

In this commentary, Bullivant Houser Bailey’s J. Douglas Durham and Erin Nelson discuss the coverage and adjustment issues presented by flood claims and provide practice insights for attorneys in deal ...

Many have hailed the newly enacted Genetic Information Nondiscrimination Act of 2008 (GINA) as the first major piece of civil rights legislation of the 21st Century that will foster medical treatment based on genetics by prohibiting “genetic disc ...

During September 2003, the National Association of Insurance Commissioners (NAIC) adopted the Suitability in Annuity Transactions Model Regulation (Suitability Model) to establish uniform standards and procedures for ensuring that annuity purch ...

Business and individuals alike commonly purchase excess insurance and umbrella policies as protection against potentially catastrophic liability. In cases where judgments implicat ...

Insurers are realizing the many benefits of “green buildings”—structures that are built or renovated to be energy-efficient and disaster-resistant as well as protecti ...

The idea of selling the proceeds of one’s own life insurance policy to another may at first glance appear to be outside the scope of traditional insurance practices, but recently a growing number of policyholders have embarked on this p ...

In his analysis of the insurance coverage implications of claims asserted against credit card companies for alleged violations of the Fair Credit Reporting Act (“FCRA”), insurance coverage litigation expert Matthew R. Wildermuth, Es ...

Richard Lewis and Marshall Gilinsky have provided an important commentary on the substantial shifts in the way business income interruption insurance claims have bee ...

It is always reassuring when our courts’ legal decisions are consistent with common sense.  As Ralph Waldo Emerson said, "Nothing astonishes us so much as common sense and plain dealing." Of course all words are ambiguous t ...

The California Evidence Code provisions regarding mediation clearly place restrictions on the ability to use mediation documents and communications outside the context of the mediation. Those restrictions must be considered.

Liability insurers appoint defense counsel to represent their policyholders. If a case turns out badly, the defense lawyer’s conduct may be unfavorably scrutinized. Malpractice claims by insurance companies against defense att ...