It has been said many times that there are only three certainties in the world: death; taxes; and insurers need not prove prejudice to disclaim coverage for late notice under claims-made polic ...

Tomorrow at midnight, New York will join the ranks of other jurisdictions in which liability insurers must prove prejudice from delayed reporting of liability claims.

A lot of attention has been given to the late notice defense … lately. New York’s governor just signed a bill and the high courts of New York and Texas are expected to issue decisions on notice issues.  With the signi ...