Stephen F.J. Ornstein is a partner in the Washington, DC office of Sonnenschein, Nath, and Rosenthal LLP. Mr. Ornstein is a member of Sonnenschein's Capital Markets Practice concentrating on banking and real estate law with an emphasis on federal regulation of real estate. He regularly counsels national mortgage companies, mortgage insurers, financial institutions and others in complying with mortgage and consumer lending regulations, including RESPA, TILA, FCRA, ECOA, Fair Housing/Fair Lending, National Flood Insurance Act, and State regulations and licensing. Mr. Ornstein has worked extensively in the area of government regulation of mortgage finance, particularly with respect to FHA-insured and VA-guaranteed single-family and project mortgage loans, and secondary market issues. He also has substantial experience in the legal issues governing federal and state bank regulation, including agency powers and procedures with respect to professional liability claims.
Matthew Yoon is an associate in the New York, NY office of Sonnenschein, Nath, and Rosenthal LLP Mr. Yoon is a member of Sonnenschein's Capital Markets Practice. He practices in the areas of banking and real estate law with an emphasis on mortgage and consumer lending compliance issues. Mr. Yoon has broad experience with a variety of financial industry regulatory matters, such as State and local anti-predatory lending laws, RESPA, TILA, FCRA, Gramm-Leach-Bliley Act, ECOA, Fair Housing/Fair Lending regulations, HMDA, State regulations and licensing requirements.
John. P. Holahan is an associate in the Washington, DC office of Sonnenschein, Nath, and Rosenthal LLP. Mr. Holahan is a member of Sonnenschein's Capital Markets Practice. He represents federal and state-chartered banks, investment banks, consumer finance companies, and other financial services institutions in various transactions, and state and federal regulatory matters. He also has experience in mergers and acquisitions of primary and secondary market institutions.